How Reverse Mortgages for Purchase Can Benefit Seniors and Realtors with SRES Designation
As a lending expert in mortgage lending, I have seen how Reverse Mortgages for Purchase can be a game-changer for both Boomers and Realtors with SRES designation. In today’s tough market, Boomers are finding it difficult to purchase a home, and Realtors are struggling to get more sales and listings from buyers. Reverse Mortgages for […]
No one gets out alive
Ok so a subject most folks do not want to dwell on death and what can happen financially after a spouse passes away, dealing with the grief, the loneliness and the financial. Usually, we get involved at this point after a spouse passes. We try to address the issues at that time but what if […]
Have you ever considered getting a reverse mortgage to ensure your surviving spouse has the means to stay in their home after you are gone?
A reverse mortgage is a type of loan that allows homeowners who are aged 62 or older to access a portion of their home’s equity without having to sell or move out of their home. The loan is called a reverse mortgage because the homeowner receives payments from the lender instead of making monthly mortgage […]
Navigating Your Way to Homeownership: A Guide for Aspiring Homebuyers
Welcome, Embarking on the journey of buying your first home is an exciting milestone in your life. As you step into the world of homeownership, there are essential steps to understand and consider. In this guide, we will explore the path to purchasing your dream home, providing you with valuable insights and tips along the […]
Mastering Liabilities: The Key To Financial Security
Managing your liabilities is an essential part of financial planning, and it can have a significant impact on your overall financial well-being. Liabilities are debts or obligations that you owe to someone else, such as loans, credit card balances, mortgages, or any other financial obligation. Assets, on the other hand, are resources or things that […]
Four keys to a Happy Retirement
Retirement can be a fulfilling and satisfying phase of life if you plan it well. Here are four keys to a happy retirement: Financial stability is essential for a happy retirement because it allows you to maintain your desired lifestyle without the stress of financial worries. You saved and invested wisely during your working years […]
Retirement Budgeting: The Start of Creating a Financial Plan
Retirement budgeting is the process of creating a financial plan that takes into account your expenses and sources of income during retirement. It is important to have a realistic retirement budget to ensure that you have enough money to cover your expenses and maintain your standard of living throughout your retirement years. Here are some […]
Why Real Estate is a great investment
Home ownership versus renting is a common topic of discussion among people who are looking to settle down. Both options have their own set of advantages and disadvantages, and it ultimately comes down to personal preference. San Diego has a rapidly growing population. According to the United States Census Bureau, the city’s population increased by […]
Multigenerational Living Can Be A Rewarding And Fulfilling Experience For Families
Multigenerational living, or the practice of several generations living together in one household, is not a new concept. In fact, it has been common in many cultures around the world for centuries. However, it fell out of favor in the Western world during the 20th century, as people began to value privacy and independence. But […]
Compare the Benefits of a Reverse Mortgage Vs Selling Your Home
The recent increase in articles discussing a potential real estate bubble has many people worried if history is about to repeat itself. Despite the various opinions on whether the real estate market will sustain its value, the only guaranteed way to realize the wealth in one’s home is to sell it at its current valuation. […]