Retirement Mortgage Approach Webinar

Are you retired homeowner with substantial equity in your home that may be struggling to make ends meet or just want a safety net?

The Retirement Mortgage ApproachTM is a unique idea that allows homeowners who are age 62 or older to borrow against the equity in their home with no monthly payments required. The loan is repaid when the borrower sells the property or moves out of the home.

When inflation goes up, the cost of living goes up along with it. This can be a problem for retirees on a fixed income, as their incomes may not keep pace with the rising cost of groceries, utilities, gasoline, and everything else. The Retirement mortgage can help by providing them with additional income monthly or a guaranteed line of credit just in case.

About

Carl Spiteri

Since 1991, Carl Spiteri has been helping people achieve their financial dreams and goals. From First time homebuyers through Retirement mortgages and everything in between we want to be your lender for life. Having been an adjunct professor at Woodbury University teaching architects and developers about project finance, Additionally Carl teaches the course “Basics of Lending” for the California Association of Realtors. Carl’s breadth of knowledge, the expertise of his team, his experience in credit and debt challenges makes him the perfect person to guide you on your road to financial success. We believe that everyone should have access to quality financial services and solutions regardless of their situation or location; our goal is to make sure that everyone who walks through our doors leaves with a smile on their face – knowing that they made a good decision by choosing us!

 

Take A Look At Some Of Carl's Articles

good credit

The Importance of Maintaining a Good Credit Score

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

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Instead of Placing Our Parents in Nursing Homes, Let's Build Tiny Cottages in Our Backyards and Plant Beautiful Gardens Together

Instead of Placing Our Parents in Nursing Homes, Let’s Build Tiny Cottages in Our Backyards and Plant Beautiful Gardens Together

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

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Strategizing Remodel Choices After a Pipe Burst (Flood)

Strategizing Remodel Choices After a Pipe Burst (Flood)

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

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Non-Qualified Mortgage Loans Help Self-Employed Borrowers Achieve Homeownership

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

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Should You Renovate Your Home or Move? Tips for Making the Right Decision

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

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Are Heirs Responsible for Reverse Mortgage Debt?

Explore the top 30 reasons why a reverse mortgage could be the key to a comfortable retirement. Supplement income, cover expenses, delay Social Security, and access home equity. Learn how a reverse mortgage provides financial flexibility, tax-free income, and the ability to age in place securely. Ideal for those seeking to enhance retirement income with the value of their home.

Read More »