This is not a commitment to lend. Home Equity Conversion Mortgages (HECMs) are eligible for borrowers 62 and older. Borrower must pay property taxes, Homeowner’s insurance, HOA dues (as applicable), and maintain the home and using it as primary residence or the loan will need to be repaid. Otherwise, the loan must be repaid when the borrowers leave the home more than 12 consecutive months, transfer their property’s title to another person, the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. Rate is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_agency_look.cfm or call (800) 569-4287.
Since 1991, Carl Spiteri has been helping people achieve their financial dreams and goals. From First time homebuyers through Retirement mortgages and everything in between we want to be your lender for life. Having been an adjunct professor at Woodbury University teaching architects and developers about project finance, Additionally Carl teaches the course “Basics of Lending” for the California Association of Realtors. Carl’s breadth of knowledge, the expertise of his team, his experience in credit and debt challenges makes him the perfect person to guide you on your road to financial success. We believe that everyone should have access to quality financial services and solutions regardless of their situation or location; our goal is to make sure that everyone who walks through our doors leaves with a smile on their face – knowing that they made a good decision by choosing us!
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Carl Spiteri | NMLS ID 286890
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Carl Spiteri | NMLS ID 286890
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Compass, its affiliated brokerages and OriginPoint, LLC share common ownership and because of this relationship, the Compass affiliated brokerage may receive financial and other benefits. You are not required to use OriginPoint, LLC as a condition of purchase or sale of any real estate.
