Construction Loans

Whether remodeling or building your dream home from the ground up, we specialize in keeping families in their homes, school districts, friends and communities they love.

We have put together a guide to help you determine which Construction loan is right for you. Click the link below to download our free guide.

Check Out Our Videos Below

What is an ADU ? Accessory Dwelling

These are just guidelines and every lender has their own terms. Reach out to us to find out more info.

Pros and Cons of HELOC loans

These are just guidelines and every lender has their own terms. Reach out to us to find out more info.

Construction Loans Explained

There are 3 types of Construction Loans available. 203K, HomeStyle Renovation and One-Time Close Loans

203K Loans or Renovation Loans

Get Your Home Ready for Lifelong Homeownership With 203K Loans Or Other Remodel or Renovation

The Different Construction Loans

ADUs

Financing an ADU is foundational to create affordable housing and creating financial security.

203K Construction

203k Construction Loan has more flexibility.You can have Lower FICO Scores and Higher debt-to-income ratios.

Homestyle Renovation

HomeStyle® Renovation Loan is less flexible then a 203K. You need Higher FICO Scores and Lower debt-to-income ratios.

One-Time Close

New Construction Loan. A single loan and 1 Closing date. Take land and turn it into a Home.

Flexible underwriting guidelines

Simple approvals

No upfront mortgage insurance required

Down payments as low as 3 %

We'd love to tell you more.

Set up a time to chat with one of our experts.

11622 El Camino Real, Suite 100 San Diego, CA 92130

Carl Spiteri | NMLS ID 286890

Phone: 619.544.6444

Office: 858.526.3037

eFax: 800.670.0929

OriginPoint LLC. NMLS License #2185899

Carl Spiteri | NMLS ID 286890

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NMLS License #2185899 – For licensing information, go to: www.nmlsconsumeraccess.org.
Arizona Mortgage Banker License #1038328
1800 W. Larchmont Avenue, Suite 305, Chicago, IL 60613, 855-997-6468

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Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Compass, its affiliated brokerages and OriginPoint, LLC share common ownership and because of this relationship, the Compass affiliated brokerage may receive financial and other benefits. You are not required to use OriginPoint, LLC as a condition of purchase or sale of any real estate. Restrictions may apply, contact OriginPoint for current rates and for more information.

Compass, its affiliated brokerages and OriginPoint, LLC share common ownership and because of this relationship, the Compass affiliated brokerage may receive financial and other benefits. You are not required to use OriginPoint, LLC as a condition of purchase or sale of any real estate.