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Construction Loans

Whether remodeling or building your dream home from the ground up, we specialize in keeping families in their homes, school districts, friends and communities they love.

We have put together a guide to help you determine which Construction loan is right for you. Click the link below to download our free guide.

Check Out Our Videos Below

What is an ADU ? Accessory Dwelling

These are just guidelines and every lender has their own terms. Reach out to us to find out more info.

Pros and Cons of HELOC loans

These are just guidelines and every lender has their own terms. Reach out to us to find out more info.

Construction Loans Explained

There are 3 types of Construction Loans available. 203K, HomeStyle Renovation and One-Time Close Loans

203K Loans or Renovation Loans

Get Your Home Ready for Lifelong Homeownership With 203K Loans Or Other Remodel or Renovation​

The Different Construction Loans

ADUs

Financing an ADU is foundational to create affordable housing and creating financial security.

Learn More

203K Construction

203k Construction Loan has more flexibility.You can have Lower FICO Scores and Higher debt-to-income ratios.

Learn More

Homestyle Renovation

HomeStyle® Renovation Loan is less flexible then a 203K. You need Higher FICO Scores and Lower debt-to-income ratios.

Learn More

One-Time Close

 New Construction Loan. A single loan and 1 Closing date. Take land and turn it into a Home.

Learn More

Flexible underwriting guidelines

Simple approvals

No upfront mortgage insurance required

Down payments as low as 3 %

We'd love to tell you more.

Set up a time to chat with one of our experts.

Let's Talk!
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Benchmark Mortgage

11622 El Camino Real, Suite 100 San Diego, CA 92130

Carl Spiteri | NMLS ID 286890

Phone: 619.544.6444

Office: 858.526.3037

eFax: 800.670.0929

Ark-La-Tex Financial Services, LLC NMLS ID 2143

Carl Spiteri | NMLS ID 286890

Ark-La-Tex Financial Services, LLC d/b/a Benchmark Mortgage 5160 Tennyson Pkwy STE 1000, Plano, TX 75024. NMLS ID #2143 (www.nmlsconsumeraccess.org) 972-398-7676. Some products may not be available in all licensed locations. Information, rates, and pricing are subject to change without prior notice at the sole discretion of Ark-La-Tex Financial Services, LLC. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Other restrictions may apply. (https://benchmark.us)