- (858) 526-3037
- Carl.Spiteri@originpoint.com
- Mon - Fri: 9:00 - 6:30
Thursday, November 17, 2022 @ 10 am PST

I love to help people buy, refinance or get an equity line. As a mortgage planner and branch manager at Benchmark in San Diego, I bring more than 20 years of experience to my role as an adviser who identifies smart mortgage solutions customized for a person or couple’s financial situation. Over the years, I’ve helped thousands of people meet their overall financial objectives. I co-authored the book “Borrow Smart, Retire Rich.”
What sets me apart from other mortgage bankers?
> Going the extra mile is a given.
> I use a tried and proven discovery process to learn about one’s financial circumstances, past, present and future. It helps me guide you into the best fit lending product i.e. buying a second home, what are your financial plans for it -- investment or retirement?
> My client-centric focus is the reason 90% of our business is repeat or referrals.
> Access to quality financing -- whether a purchase loan, a refinance for lower rate, debt consolidation or cash-out for college or investment purposes.
To summarize, I strongly believe that financial literacy paves the way to financial success. I show people all of the financial options available -- from the garden variety to unique out-of-the box choices. I figure out what makes dollars and sense and strive to explain it to them in the simplest and clearest terms.

I'm a designer with over 27 years of experience. I love working with entrepreneurs, and most of my clients have been with me for 15-20 years. I've worked in a variety of industries, but I specialize in real estate world; loan, finance, construction, and real estate companies.
What I love about design is that it's constantly changing. There's always something new to learn and explore. And I love the freedom of being self-employed. It's hard work, but it's worth it!
When I was being trained by one of the top social media experts in the U.S., he said to me one day, Holly what don’t you do. I said nothing, if it’s for a business, and I don’t know how to do it, I figure it out. I love helping my clients be successful. Then he said, well you have a great personality and get along with everyone. Everybody needs a Holly. I said ah ha, I am going to change my company name to be Everybody Needs a Holly. So go check out my website for some of my work!
11622 El Camino Real, Suite 100 San Diego, CA 92130
Carl Spiteri | NMLS ID 286890
Phone: 619.544.6444
Office: 858.526.3037
eFax: 800.670.0929
OriginPoint LLC. NMLS License #2185899
Carl Spiteri | NMLS ID 286890
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Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Compass, its affiliated brokerages and OriginPoint, LLC share common ownership and because of this relationship, the Compass affiliated brokerage may receive financial and other benefits. You are not required to use OriginPoint, LLC as a condition of purchase or sale of any real estate. Restrictions may apply, contact OriginPoint for current rates and for more information.
Compass, its affiliated brokerages and OriginPoint, LLC share common ownership and because of this relationship, the Compass affiliated brokerage may receive financial and other benefits. You are not required to use OriginPoint, LLC as a condition of purchase or sale of any real estate.