Smart Home Buyer Workshop

Monday, February 13, 2022 @ 6:30pm PST On Zoom 

Are you throwing money away?

In this webinar you will;
  • Feel reassured that it’s still possible to buy or sell a home.
  • Know that you’re making a smart decision, no matter what the headlines say.
  • Equip yourself with the right knowledge to make sound decisions.
    Feel confident in your investment choices.
  • You will be able to rest easy knowing that your home is a good investment.

Don't miss out!
Register for our webinar and seize the opportunity to secure financial stability - taking your first steps toward owning a home will provide lasting value to you and those close to you.

Sponsored By

Carl Spiteri

I love to help people buy, refinance or get an equity line. As a mortgage planner and branch manager at Benchmark in San Diego, I bring more than 20 years of experience to my role as an adviser who identifies smart mortgage solutions customized for a person or couple’s financial situation. Over the years, I’ve helped thousands of people meet their overall financial objectives. I co-authored the book “Borrow Smart, Retire Rich.” 

What sets me apart from other mortgage bankers?
> Going the extra mile is a given.
> I use a tried and proven discovery process to learn about one’s financial circumstances, past, present and future. It helps me guide you into the best fit lending product i.e. buying a second home, what are your financial plans for it — investment or retirement? 
> My client-centric focus is the reason 90% of our business is repeat or referrals.
> Access to quality financing — whether a purchase loan, a refinance for lower rate, debt consolidation or cash-out for college or investment purposes.

To summarize, I strongly believe that financial literacy paves the way to financial success. I show people all of the financial options available — from the garden variety to unique out-of-the box choices. I figure out what makes dollars and sense and strive to explain it to them in the simplest and clearest terms.

Read some articles Carl has written.

seasoned mortgage professional

Top 10 Reasons For Working With A Seasoned Mortgage Professional

When it comes to buying a new home or refinancing your current mortgage, working with a seasoned and experienced mortgage professional can make all the difference. Here are the top ten reasons why you should consider working with a mortgage professional who has been in the industry for many years. Extensive Knowledge and Understanding of the Mortgage Industry. A mortgage professional with a wealth of experience has the knowledge and understanding of the industry to provide you with valuable insights and advice on current market trends and regulations. This is especially important in a constantly changing industry. Access to a

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Don’t Believe The Hype: Real Estate Is Still A Great Investment Over Time

You may have seen some scary headlines lately about the real estate market. Here’s what you need to know: while it’s true that there are some challenges in the market right now, it’s still possible to buy or sell a home. In fact, many people are doing just that. Here’s a closer look at what’s really going on in the real estate market, and why you shouldn’t let negative headlines scare you off. Equity has been making the news in real estate lately, and it sounds like there’s more than meets the eye. While we’re seeing headlines about a growing

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Create Rental Income At Half The Cost Of Purchasing

Adding an Accessory Dwelling Unit (ADU) to a property you already own can be a great way to increase the value of your property and generate additional income. An ADU is simply an accessory dwelling unit on the same property as your current residence, but it can serve many purposes, from providing extra living space for family members or renters to creating a separate office or workshop for your business. When considering an ADU, one of the first steps is to research local regulations and building codes. Each county has different requirements when it comes to adding an accessory dwelling

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Remodel or Move?

Do you feel like your home is no longer meeting your needs? Maybe you’re outgrowing it, or maybe you just don’t like the layout anymore. If you’re thinking about remodeling, consider all your options first. You might be able to accomplish everything you want with a few simple changes, or you might need to take on a bigger project. If moving is more what you have in mind, weigh the pros and cons carefully before planning. No matter what route you decide to go, make sure to consult with financial and construction/design professionals so that you can make the best

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Best Ways To Make Money With An ADU

Do you have family that you would like to keep close, but they live too far away? Or maybe your children are getting ready to leave the nest and you’re not quite ready for them to be gone. No matter the reason, an accessory dwelling unit (ADU) may be the perfect solution for you! ADUs can provide a way for your family members to live close by, without living in your home. In this blog post, we will discuss the benefits of having an ADU on your property, and some of the things you need to consider before building one.

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Keep Your Family Close With an ADU

Do you have family that you would like to keep close, but they live too far away? Or maybe your children are getting ready to leave the nest and you’re not quite ready for them to be gone. No matter the reason, an accessory dwelling unit (ADU) may be the perfect solution for you! ADUs can provide a way for your family members to live close by, without living in your home. In this blog post, we will discuss the benefits of having an ADU on your property, and some of the things you need to consider before building one.

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Are you nearing retirement age? If so, it’s important to know what to expect during this life stage.

Are you nearing retirement age? If so, it’s important to know what to expect during this life stage. There are five stages of retirement, and each one comes with its own set of challenges and rewards. Here’s a look at what you can expect in each stage. 1. Denial – You can’t believe that you’re retired and keep telling yourself that you’ll go back to work tomorrow. You wake up one day and realize you’re retired – it doesn’t feel real, you keep telling yourself it’s just a phase and you’ll go back to work soon.  You spend your days watching

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Making Money in a Down Market: 3 Strategies for Realtors

As a realtor, it’s important to have a plan for weathering this down market. While it’s true that selling homes is more challenging when the economy is struggling, there are still plenty of opportunities for those who are willing to think outside the box. Here are three strategies for making money in a down market:   Get creative with your marketing. Focus on niche markets. Think long-term.   Get creative with your marketing. When times are tough, you can’t afford to waste your marketing budget on ineffective campaigns be strategic with your spend. Get creative and find new ways to

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How the Retirement Mortgage Helps Retired Homeowners in Inflationary Periods

How Retirement Mortgage ApproachTM Helps Retired homeowners in Inflationary Periods Helps Retired homeowners in Inflationary Periods The Retirement Mortgage ApproachTM is a unique idea that allows homeowners who are age 62 or older to borrow against the equity in their home with no monthly payments required. The loan is repaid when the borrower sells the property or moves out of the home.  The Retirement Mortgage ApproachTM utilizes a Reverse mortgage and can be a helpful tool for retirees who are struggling to make ends meet in these periods of high inflation. Here’s how they work: When inflation goes up, the cost of

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