Smart Home Buyer Workshop Webinar

Seize the opportunity to secure financial stability - taking your first steps toward owning a home will provide lasting value to you and those close to you.

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Carl Spiteri and his team developed this home buyer workshop course with the first time home buyer in mind.

The home buying process is a very dynamic transaction with many moving parts. It’s important for the home buyer to understand what goes into their offer moving forward to land their dream home or investment property.

In this webinar you will;
  • Feel reassured that it’s still possible to buy or sell a home.
  • Know that you’re making a smart decision, no matter what the headlines say.
  • Equip yourself with the right knowledge to make sound decisions.
    Feel confident in your investment choices.
  • You will be able to rest easy knowing that your home is a good investment.

Sponsored By

Carl Spiteri

I love to help people buy, refinance or get an equity line. As a mortgage planner and branch manager at Benchmark in San Diego, I bring more than 20 years of experience to my role as an adviser who identifies smart mortgage solutions customized for a person or couple’s financial situation. Over the years, I’ve helped thousands of people meet their overall financial objectives. I co-authored the book “Borrow Smart, Retire Rich.” 

What sets me apart from other mortgage bankers?
> Going the extra mile is a given.
> I use a tried and proven discovery process to learn about one’s financial circumstances, past, present and future. It helps me guide you into the best fit lending product i.e. buying a second home, what are your financial plans for it — investment or retirement? 
> My client-centric focus is the reason 90% of our business is repeat or referrals.
> Access to quality financing — whether a purchase loan, a refinance for lower rate, debt consolidation or cash-out for college or investment purposes.

To summarize, I strongly believe that financial literacy paves the way to financial success. I show people all of the financial options available — from the garden variety to unique out-of-the box choices. I figure out what makes dollars and sense and strive to explain it to them in the simplest and clearest terms.

Read some articles Carl has written.

The Retirement Economy in 2026

Explore how a reverse mortgage in 2026 could help homeowners age 62+ create retirement income, reduce monthly expenses, manage taxes, and turn home equity into flexible cash flow. Learn the benefits, risks, and when this strategy makes sense in today’s economy.

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Happy New Year: Here’s to Growth, Wealth, and New Beginnings in 2026

A new year brings a fresh start—and a powerful opportunity to rethink how we build long-term wealth and financial security. In this post, we share why true financial growth isn’t just about saving more, but about expanding your financial knowledge, mortgage strategy, and home equity planning. From using your home as a smart financial tool to adopting a “borrow smart, repay smart” mindset, this piece explores how strategic home financing can help create cash flow, net worth growth, and real financial freedom in 2026 and beyond.

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When Income Dips and Expenses Rise

As we age, income often declines—but expenses don’t. Rising healthcare costs, inflation, and longer lifespans can create a serious retirement income gap. The good news? Home equity can be a powerful, underused tool to bridge that gap. Learn how reverse mortgages can strategically boost cash flow, preserve investments, and provide lasting financial security in retirement.

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Why Buying a Home in 2025 Is a Strategic Move for Your Kids’ Future

Buying a home isn’t just about where you live. It’s about the legacy you’re building. With the right mortgage strategy, your home can become a financial engine for your children’s future, protecting against inflation, preserving cash flow, and creating multigenerational wealth. In 2025, getting on the ladder isn’t just smart for today — it’s strategic for decades to come.

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A Smart Borrowing Strategy to Build Wealth and Maximize Cash Flow

What if your mortgage could work for you, not against you? Strategic refinancing isn’t just about chasing a lower rate — it’s about unlocking cash flow, increasing liquidity, and using your home equity to build long-term wealth. Learn how to turn your mortgage into a smart financial tool and create more flexibility for your future.

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The New Way to Build Wealth: Smarter Mortgages, Smarter Money

Most people focus on investments to grow wealth, but few consider how managing debt strategically can make just as big an impact. The Borrow Smart, Repay Smart approach turns mortgages into a tool for improving cash flow, protecting liquidity, and even accelerating wealth creation. Here’s how smart liability planning can reshape your financial future.

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Rates May Be Dropping: What That Means for Your Mortgage in 2025

Mortgage rates are showing signs of slipping as Treasury yields decline, and that could mean big savings for homeowners, buyers, and retirees. From refinancing opportunities to improved affordability, even a small drop in rates can put money back in your pocket. Here’s what you need to know about how this shift could affect your next move.

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